Making Your Offer to Purchase

Making your offer to purchase The fun begins! This is an exciting part in the process! You found your new home, in your perfect neighborhood. You can picture yourself in the house, raising your family, relaxing in your yard enjoying the smells of a BBQ. Now it’s time to make an offer for your new […]

Paperwork: What Do I Need to Provide to a Lender or Bank?

Paperwork: What do I need to provide to a lender or bank? This subject is a little more difficult to define as each lender may request a variety of different paperwork depending on the mortgage you are getting. I will review the basic paperwork and anything else a lender may ask for. To be safe, […]

Pre-Approvals: Why You Must Get it in Writing

Pre-approvals: Why you must get it in writing A written pre-approval provides you with proof you have been pre-approved for a mortgage. It provides you with a rate hold for up to 120 days. This means your rate will not go up during this period. A pre-approval also provides you with a list of conditions […]

Mortgage Types and Terms: What You Need to Know

Mortgage Types and Terms: What you need to know Depending on your situation you will find a variety of mortgage option available. There are two main types of mortgages: 1) Fixed term mortgages 2) Variable Rate mortgage: With each of these types of mortgages there are also: 1) Closed mortgages 2) Open mortgages Let’s look […]