Purchase Plus Improvements: How Can You Renovate Your New Home?

Purchase Plus Improvements: How can you renovate your new home? When you are buying a home, sometimes you may want to do some renovations once you own the house. The Purchase plus Improvements program can provide you with this option. The program allows you to add up to 10% of the purchase value in improvements. […]

Paperwork: What Do I Need to Provide to a Lender or Bank?

Paperwork: What do I need to provide to a lender or bank? This subject is a little more difficult to define as each lender may request a variety of different paperwork depending on the mortgage you are getting. I will review the basic paperwork and anything else a lender may ask for. To be safe, […]

Pre-Approvals: Why You Must Get it in Writing

Pre-approvals: Why you must get it in writing A written pre-approval provides you with proof you have been pre-approved for a mortgage. It provides you with a rate hold for up to 120 days. This means your rate will not go up during this period. A pre-approval also provides you with a list of conditions […]